MAP Lenders · Community Banks · CDFIs

Stop underwriting
what you can't see.

A standalone report bank-examiner-formatted deferred maintenance report at loan origination — delivered in under an hour. Designed to meet HUD MAP standards. Every number produced by a deterministic equation any examiner can verify.

Request a Sample Report Get Started
standalone report
Bank Origination Report
contact for pricing
HUD CNA vs $5K–$15K
<1 Hr
Delivery vs 2–4 Weeks
3%
Margin of Error — Validated on Real Data
The Problem

Your underwriting has a
deferred maintenance blind spot.

Properties close every day with undocumented deferred maintenance. Your LTV is based on an appraised value that assumes maintenance the borrower hasn't done.

💰
$5,000–$15,000 Per Engagement
That's what a traditional CNA consultant charges. It delays closings, inflates borrower costs, and produces a document no examiner can independently verify.
⏳
2–4 Week Pipeline Delay
Every week a CNA takes is a week your borrower pays interest on a rate lock and your pipeline stalls. ForVue produces the same output in under an hour.
❓
Zero Verifiability
Consultant CNAs are judgment-based. A bank examiner cannot independently verify a single number in the document. ForVue's Weibull scores are deterministic — identical inputs always produce identical outputs.
📉
LTV Blind Spot
Your LTV calculation is based on an appraised value that assumes maintenance the borrower hasn't done. ForVue quantifies the deferred maintenance gap before it becomes a problem.
Two Products

Both designed for
your workflow.

No system change. No integration required. Ordered at closing the same way you order an appraisal or flood certification.

1
Bank Origination Report — standalone report
Standalone — no subscription required. Print-ready deferred maintenance analysis. Weibull-scored appliance condition per unit. Total estimated deferred maintenance in dollars. Formatted for bank examiners. Designed to meet HUD MAP standards.
2
HUD Capital Needs Assessment — contact for pricing
For 221(d)(4), 202, and 811 underwriting. NSPIRE condition ratings (Life-Threatening / Severe / Moderate / Low), NCI scores, 20-year replacement schedule. Same HUD-formatted output as a $5,000–$15,000 consultant. Auditable by any MAP reviewer. Volume rate $1,000 at 10+ per year.
3
How it fits your workflow
Borrower submits app → you order the report (like an appraisal) → PDF delivered in under an hour → drop it in your underwriting package. Done. Examiners have a verified, citable deferred maintenance analysis.
Bank Origination Report — Sample Output
CRITICAL HVAC Compressor · Unit 4
99%
CRITICAL Water Heater · Unit 7
87%
WARNING Refrigerator · Unit 2
71%
WARNING Dryer Motor · Unit 9
58%
GOOD Dishwasher · Unit 1
24%
Total Estimated Deferred Maintenance
$18,400
documented before closing — not discovered after
Why ForVue

The standard your examiners
expect. ForVue meets it.

±2-4% modeled margin of error per confidence tier (HIGH ±2%, MEDIUM ±3%, LOW ±4%). Empirical accuracy published per portfolio in the Accuracy Validation report once 5+ outcome events accumulate. Every number produced by a Weibull equation, not a consultant's judgment.

🔢
Deterministic Methodology
Every score is produced by a Weibull equation — not professional judgment. Identical inputs always produce identical outputs. Any bank examiner can verify any number using the published methodology.
🏦
Bank-Examiner Formatted
Not an appraisal addendum. A standalone deferred maintenance analysis with cited, reproducible methodology — formatted specifically for bank examiner review.
🏛️
HUD MAP Compatible
MAP underwriters are professionally responsible for the CNAs they accept. ForVue's deterministic methodology reduces that professional risk — every number is independently verifiable.
📊
±2-4% Modeled Margin of Error
Every prediction tracked against actual outcome. ±2-4% modeled margin of error per confidence tier. Empirical precision and recall published per portfolio once 5+ outcome events accumulate in the validation log.
Where the data comes from

ForVue's risk scores are generated by the borrower's maintenance team's daily use of the platform — diagnostic workflow, vendor calls, parts lookups. That means the condition data underwriting your loan is portfolio-actual, not desk research. The ROI Report's Net Value Created metric demonstrates the engine's economic effect at the property level, before you ever look at the rent roll. And the platform publishes its own diagnostic accuracy directly in the dashboard — diagnoses run, failures pre-flagged, timing error — so you can audit the model's confidence on the same screen as the risk score.

Recently shipped

Fresh in the platform for lenders & banks.
Ready to use today.

Reporting

Underwriter-ready Action Reports.

Portfolio + Single-Appliance Action Reports, formatted for lender file inclusion. Every Critical + Warning component with next-service dates, per-property one-page summaries. Print or save-as-PDF from the browser — no third-party report generator.

Compliance

NSPIRE-aligned compliance baseline.

For HUD-adjacent portfolios in your book, ForVue reports enforce a compliance floor that flags below-baseline components regardless of risk score. Useful signal at pre-underwriting review on subsidized-housing loans.

Get Started

standalone report. In minutes.
Every number verifiable.

Request a sample Bank Origination Report and see the output before you order your first one.

Request a Sample Report

Questions? Email wise@investwisecap.com