MAP Lenders · Community Banks · CDFIs

Stop underwriting
what you can't see.

A standalone report bank-examiner-formatted deferred maintenance report at loan origination — delivered in under an hour. Designed to meet HUD MAP standards. Every number produced by a deterministic equation any examiner can verify.

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standalone report
Bank Origination Report
contact for pricing
HUD CNA vs $5K–$15K
<1 Hr
Delivery vs 2–4 Weeks
3%
Margin of Error — Validated on Real Data
The Problem

Your underwriting has a
deferred maintenance blind spot.

Properties close every day with undocumented deferred maintenance. Your LTV is based on an appraised value that assumes maintenance the borrower hasn't done.

💰
$5,000–$15,000 Per Engagement
That's what a traditional CNA consultant charges. It delays closings, inflates borrower costs, and produces a document no examiner can independently verify.
⏳
2–4 Week Pipeline Delay
Every week a CNA takes is a week your borrower pays interest on a rate lock and your pipeline stalls. ForVue produces the same output in under an hour.
❓
Zero Verifiability
Consultant CNAs are judgment-based. A bank examiner cannot independently verify a single number in the document. ForVue's Weibull scores are deterministic — identical inputs always produce identical outputs.
📉
LTV Blind Spot
Your LTV calculation is based on an appraised value that assumes maintenance the borrower hasn't done. ForVue quantifies the deferred maintenance gap before it becomes a problem.
Two Products

Both designed for
your workflow.

No system change. No integration required. Ordered at closing the same way you order an appraisal or flood certification.

1
Bank Origination Report — standalone report
Standalone — no subscription required. Print-ready deferred maintenance analysis. Weibull-scored appliance condition per unit. Total estimated deferred maintenance in dollars. Formatted for bank examiners. Designed to meet HUD MAP standards.
2
HUD Capital Needs Assessment — contact for pricing
For 221(d)(4), 202, and 811 underwriting. NSPIRE condition ratings (Life-Threatening / Severe / Moderate / Low), NCI scores, 20-year replacement schedule. Same HUD-formatted output as a $5,000–$15,000 consultant. Auditable by any MAP reviewer. Volume rate $1,000 at 10+ per year.
3
How it fits your workflow
Borrower submits app → you order the report (like an appraisal) → PDF delivered in under an hour → drop it in your underwriting package. Done. Examiners have a verified, citable deferred maintenance analysis.
Bank Origination Report — Sample Output
CRITICAL HVAC Compressor · Unit 4
99%
CRITICAL Water Heater · Unit 7
87%
WARNING Refrigerator · Unit 2
71%
WARNING Dryer Motor · Unit 9
58%
GOOD Dishwasher · Unit 1
24%
Total Estimated Deferred Maintenance
$18,400
documented before closing — not discovered after
Why ForVue

The standard your examiners
expect. ForVue meets it.

±2-4% modeled margin of error per confidence tier (HIGH ±2%, MEDIUM ±3%, LOW ±4%). Empirical accuracy published per portfolio in the Accuracy Validation report once 5+ outcome events accumulate. Every number produced by a Weibull equation, not a consultant's judgment.

🔢
Deterministic Methodology
Every score is produced by a Weibull equation — not professional judgment. Identical inputs always produce identical outputs. Any bank examiner can verify any number using the published methodology.
🏦
Bank-Examiner Formatted
Not an appraisal addendum. A standalone deferred maintenance analysis with cited, reproducible methodology — formatted specifically for bank examiner review.
🏛️
HUD MAP Compatible
MAP underwriters are professionally responsible for the CNAs they accept. ForVue's deterministic methodology reduces that professional risk — every number is independently verifiable.
📊
±2-4% Modeled Margin of Error
Every prediction tracked against actual outcome. ±2-4% modeled margin of error per confidence tier. Empirical precision and recall published per portfolio once 5+ outcome events accumulate in the validation log.
Get Started

standalone report. In minutes.
Every number verifiable.

Request a sample Bank Origination Report and see the output before you order your first one.

Request a Sample Report

Questions? Email wise@investwisecap.com